{"id":1317,"date":"2025-09-08T17:02:53","date_gmt":"2025-09-08T20:02:53","guid":{"rendered":"https:\/\/holfik.com\/pix-parcelado-regras-para-um-emprestimo-acessivel\/"},"modified":"2025-09-08T17:02:53","modified_gmt":"2025-09-08T20:02:53","slug":"pix-parcelado-regras-para-um-emprestimo-acessivel","status":"publish","type":"post","link":"https:\/\/holfik.com\/hu\/pix-parcelado-regras-para-um-emprestimo-acessivel\/","title":{"rendered":"PIX r\u00e9szletfizet\u00e9si szab\u00e1lyok megfizethet\u0151 k\u00f6lcs\u00f6nh\u00f6z"},"content":{"rendered":"<p><strong>PIX r\u00e9szletfizet\u00e9sek<\/strong> egy \u00faj hitelez\u00e9si alternat\u00edva, amely demokratikusabb\u00e1 teszi a hitelhez jut\u00e1st t\u00f6bb milli\u00f3 hitelk\u00e1rtya n\u00e9lk\u00fcli brazil sz\u00e1m\u00e1ra.<\/p>\n<p>Ebben a cikkben megvizsg\u00e1ljuk a Brazil K\u00f6zponti Bank szeptemberben bejelentend\u0151 szab\u00e1lyait, amelyek c\u00e9lja a fizet\u00e9si m\u00f3d szabv\u00e1nyos\u00edt\u00e1sa.<\/p>\n<p>Az al\u00e1bbiakban a PIX r\u00e9szletfizet\u00e9sek el\u0151nyeit \u00e9s kih\u00edv\u00e1sait t\u00e1rgyaljuk, bele\u00e9rtve a tranzakci\u00f3k \u00e1tl\u00e1that\u00f3s\u00e1g\u00e1nak n\u00f6vel\u00e9s\u00e9re val\u00f3 k\u00e9pess\u00e9g\u00e9t \u00e9s a p\u00e9nz\u00fcgyi oktat\u00e1s fontoss\u00e1g\u00e1t.<\/p>\n<p>Elemezni fogjuk az innov\u00e1ci\u00f3 p\u00e9nz\u00fcgyi piacra gyakorolt hat\u00e1s\u00e1t, a kiskeresked\u0151k \u00e9s a fogyaszt\u00f3k sz\u00e1m\u00e1ra ny\u00fajtott el\u0151ny\u00f6ket, valamint az \u00faj fizet\u00e9si m\u00f3ddal felmer\u00fcl\u0151 ad\u00f3ss\u00e1gokkal kapcsolatos agg\u00e1lyokat.<\/p>\n<h2>PIX telep\u00edt\u00e9si \u00fctemterv \u00e9s kontextus<\/h2>\n<p>O <a href=\"https:\/\/g1.globo.com\/economia\/pix\/noticia\/2025\/09\/08\/pix-parcelado-bc-divulga-regras-ainda-em-setembro-que-trarao-maior-transparencia-na-contratacao.ghtml\" alt=\"Banco Central do Brasil sobre o PIX Parcelado\">Brazil K\u00f6zponti Bank<\/a> k\u00e9sz\u00fcl k\u00f6zz\u00e9tenni a PIX-r\u00e9szletek szabv\u00e1nyos\u00edt\u00e1s\u00e1ra vonatkoz\u00f3 szab\u00e1lyokat, amelyek v\u00e1rhat\u00f3an a ...-ban\/-ben t\u00f6rt\u00e9nnek meg. <u><strong>szeptember<\/strong><\/u>.<\/p>\n<p>Ez az innovat\u00edv kezdem\u00e9nyez\u00e9s hitelalternat\u00edv\u00e1t k\u00edv\u00e1n teremteni azok sz\u00e1m\u00e1ra, akik nem rendelkeznek hitelk\u00e1rty\u00e1val, el\u0151seg\u00edtve ezzel a nagyobb p\u00e9nz\u00fcgyi integr\u00e1ci\u00f3t az orsz\u00e1gban.<\/p>\n<p>A becsl\u00e9sek szerint ez az \u00faj lehet\u0151s\u00e9g el\u0151ny\u00f6s lehet <strong>k\u00f6r\u00fclbel\u00fcl 60 milli\u00f3<\/strong> az emberek sz\u00e1m\u00e1ra, \u00e1tl\u00e1that\u00f3bb \u00e9s versenyk\u00e9pesebb m\u00f3don megk\u00f6nny\u00edtve a hitelekhez val\u00f3 hozz\u00e1f\u00e9r\u00e9st.<\/p>\n<p>Tov\u00e1bb\u00e1 ez a fizet\u00e9si m\u00f3d lehet\u0151v\u00e9 teszi a fogyaszt\u00f3k sz\u00e1m\u00e1ra, hogy r\u00e9szletekben fizessenek, m\u00edg a kiskeresked\u0151k a teljes \u00f6sszeget az elad\u00e1skor kapj\u00e1k meg, el\u0151leg felsz\u00e1m\u00edt\u00e1sa n\u00e9lk\u00fcl.<\/p>\n<p>Ez az int\u00e9zked\u00e9s teh\u00e1t \u00f6szt\u00f6nzi a PIX haszn\u00e1lat\u00e1t nagyobb \u00e9rt\u00e9k\u0171 v\u00e1s\u00e1rl\u00e1sok eset\u00e9n, \u00e9s er\u0151s\u00edti a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek k\u00f6z\u00f6tti versenyt.<\/p>\n<p>M\u00e1sr\u00e9szt a kezdem\u00e9nyez\u00e9s aggodalmakat vet fel az alacsony j\u00f6vedelm\u0171 csal\u00e1dok elad\u00f3sod\u00e1si kock\u00e1zat\u00e1val kapcsolatban is.<\/p>\n<p>O <a href=\"https:\/\/www.bcb.gov.br\/detalhenoticia\/20602\/noticia\/%3Cwww%3E%3Ffaqs\" alt=\"Instituto de Defesa do Consumidor e suas preocupa\u00e7\u00f5es sobre o PIX Parcelado\">Fogyaszt\u00f3v\u00e9delmi Int\u00e9zet<\/a> figyelmeztet a t\u00falzott elad\u00f3sod\u00e1s elleni v\u00e9dint\u00e9zked\u00e9sek bevezet\u00e9s\u00e9nek sz\u00fcks\u00e9gess\u00e9g\u00e9re, a fogyaszt\u00f3knak p\u00e9nz\u00fcgyeikkel kapcsolatos egy\u00e9rtelm\u0171 tan\u00e1csok ny\u00fajt\u00e1sa mellett.<\/p>\n<p>Ez a szabv\u00e1nyos\u00edt\u00e1s jelent\u0151s el\u0151rel\u00e9p\u00e9st jelenthet a fizet\u00e9si rendszerben, ha a fogyaszt\u00f3k pontos inform\u00e1ci\u00f3khoz f\u00e9rnek hozz\u00e1, \u00e9s meg\u00e9rtik a kapcsol\u00f3d\u00f3 kock\u00e1zatokat.<\/p>\n<p>V\u00e9gs\u0151 soron a projekt sikere a gondos megval\u00f3s\u00edt\u00e1st\u00f3l \u00e9s az \u00f6sszes \u00e9rdekelt f\u00e9l bevon\u00e1s\u00e1t\u00f3l f\u00fcgg, egyens\u00falyt teremtve az innov\u00e1ci\u00f3 \u00e9s a t\u00e1rsadalmi felel\u0151ss\u00e9gv\u00e1llal\u00e1s k\u00f6z\u00f6tt.<\/p>\n<h2>Szabv\u00e1nyos\u00edt\u00e1si c\u00e9lok<\/h2>\n<p>A PIX r\u00e9szletfizet\u00e9sek Brazil K\u00f6zponti Bank \u00e1ltali szabv\u00e1nyos\u00edt\u00e1s\u00e1nak c\u00e9lja, hogy biztons\u00e1gosabb \u00e9s tanuls\u00e1gosabb \u00e9lm\u00e9nyt ny\u00fajtson a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra.<\/p>\n<p>A szab\u00e1lyoz\u00e1s c\u00e9lja egy olyan minimumstrukt\u00fara l\u00e9trehoz\u00e1sa, amely nagyobb \u00e1tl\u00e1that\u00f3s\u00e1got biztos\u00edt a hitelszerz\u0151d\u00e9sek megk\u00f6t\u00e9s\u00e9ben, a fogyaszt\u00f3k p\u00e9nz\u00fcgyi oktat\u00e1s\u00e1nak el\u0151mozd\u00edt\u00e1sa mellett.<\/p>\n<p>O <a href=\"https:\/\/valor.globo.com\/financas\/noticia\/2025\/09\/06\/apesar-de-ataques-banco-central-mantem-lancamento-do-pix-parcelado-para-setembro.ghtml\" alt=\"Leia mais sobre o PIX parcelado no Valor Econ\u00f4mico\">K\u00f6zponti Bank<\/a> biztos\u00edtani szeretn\u00e9, hogy az \u00faj m\u00f3dszert meg\u00e9rts\u00e9k \u00e9s tudatosan haszn\u00e1lj\u00e1k, ami nagyobb bizalmat kelt a szolg\u00e1ltat\u00e1s haszn\u00e1lat\u00e1ban.<\/p>\n<p>Tov\u00e1bb\u00e1 a szabv\u00e1nyos\u00edt\u00e1ssal v\u00e1rhat\u00f3an n\u00f6vekedni fog a piaci versenyk\u00e9pess\u00e9g, \u00e9s ez\u00e1ltal jobb felt\u00e9teleket k\u00edn\u00e1l a fogyaszt\u00f3k sz\u00e1m\u00e1ra.<\/p>\n<ul>\n<li><strong>\u00c1tl\u00e1that\u00f3s\u00e1g a hitelfelt\u00e9telekben<\/strong> hogy a felhaszn\u00e1l\u00f3k meg\u00e9rts\u00e9k az \u00f6sszes r\u00e9szletfizet\u00e9si felt\u00e9telt.<\/li>\n<li><strong>P\u00e9nz\u00fcgyi oktat\u00e1s<\/strong> arra \u00f6szt\u00f6n\u00f6zve a fogyaszt\u00f3kat, hogy megalapozottabb p\u00e9nz\u00fcgyi d\u00f6nt\u00e9seket hozzanak.<\/li>\n<li><strong>Szabv\u00e1nyos\u00edtott minim\u00e1lis tapasztalat<\/strong> ami bizalmat \u00e9breszt a PIX r\u00e9szletfizet\u00e9ses haszn\u00e1lat\u00e1ban.<\/li>\n<\/ul>\n<h2>Hat\u00e1sok a p\u00e9nz\u00fcgyi piacra<\/h2>\n<p>Az \u00faj PIX r\u00e9szletfizet\u00e9si szab\u00e1lyoz\u00e1s c\u00e9lja a brazil p\u00e9nz\u00fcgyi piaci helyzet \u00e1talak\u00edt\u00e1sa.<\/p>\n<p>A szab\u00e1lyok egys\u00e9ges\u00edt\u00e9s\u00e9vel v\u00e1rhat\u00f3an jelent\u0151sen megn\u0151 a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek k\u00f6z\u00f6tti verseny, ami a fogyaszt\u00f3knak k\u00edn\u00e1lt felt\u00e9telek javul\u00e1s\u00e1hoz vezethet.<\/p>\n<p>Tov\u00e1bb\u00e1 a nagyobb v\u00e1s\u00e1rl\u00e1sok r\u00e9szletfizet\u00e9s\u00e9nek megk\u00f6nny\u00edt\u00e9se \u00f6szt\u00f6nzi a PIX haszn\u00e1lat\u00e1t, megfizethet\u0151 alternat\u00edv\u00e1t k\u00edn\u00e1lva azok sz\u00e1m\u00e1ra, akiknek nincs hitelk\u00e1rty\u00e1juk.<\/p>\n<h2>El\u0151ny\u00f6k a kiskeresked\u0151k \u00e9s a fogyaszt\u00f3k sz\u00e1m\u00e1ra<\/h2>\n<p>O <u><strong>PIX r\u00e9szletfizet\u00e9sek<\/strong><\/u> sz\u00e1mos el\u0151nnyel j\u00e1r mind a kiskeresked\u0151k, mind a fogyaszt\u00f3k sz\u00e1m\u00e1ra, forradalmas\u00edtva a fizet\u00e9si rendszert Braz\u00edli\u00e1ban.<\/p>\n<p>A kiskeresked\u0151k sz\u00e1m\u00e1ra a f\u0151 el\u0151ny, hogy a teljes v\u00e9tel\u00e1rat az elad\u00e1skor kapj\u00e1k meg, \u00edgy nem kell el\u0151leget fizetni\u00fck.<\/p>\n<p><a href=\"https:\/\/borainvestir.b3.com.br\/noticias\/pix-parcelado-mas-com-juros-entenda-como-vai-funcionar-e-o-que-muda\/\" alt=\"Benef\u00edcios do PIX Parcelado para lojistas\">PIX r\u00e9szletekben<\/a> lehet\u0151v\u00e9 teszi a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra, hogy cs\u00f6kkents\u00e9k m\u0171k\u00f6d\u00e9si k\u00f6lts\u00e9geiket az\u00e1ltal, hogy elker\u00fclik a k\u00e1rtyakiad\u00f3 automat\u00e1k \u00e1ltal felsz\u00e1m\u00edtott magas d\u00edjakat.<\/p>\n<p>Tov\u00e1bb\u00e1 a k\u00e9zhezv\u00e9tel azonnalis\u00e1ga <u>biztos\u00edtja a v\u00e1llalkoz\u00e1s optim\u00e1lis cash flow-j\u00e1t<\/u>, lehet\u0151v\u00e9 t\u00e9ve a hat\u00e9konyabb p\u00e9nz\u00fcgyi tervez\u00e9st.<\/p>\n<p>A fogyaszt\u00f3k, k\u00fcl\u00f6n\u00f6sen azok sz\u00e1m\u00e1ra, akik nem rendelkeznek hitelk\u00e1rty\u00e1val, ez a m\u00f3dszer a k\u00f6vetkez\u0151ket k\u00edn\u00e1lja: <u>nagyobb v\u00e1s\u00e1rl\u00e1sok eset\u00e9n neh\u00e9zs\u00e9g n\u00e9lk\u00fcl r\u00e9szletfizet\u00e9si lehet\u0151s\u00e9g<\/u>.<\/p>\n<p>A szerint <a href=\"https:\/\/acisaac.org.br\/pix-parcelado-chega-em-setembro-entenda-como-funciona\/\" alt=\"PIX Parcelado no Brasil\">PIX r\u00e9szletfizet\u00e9si modell<\/a>a fogyaszt\u00f3k k\u00f6zvetlen\u00fcl a tranzakci\u00f3 id\u0151pontj\u00e1ban megtekinthetik a r\u00e9szletfizet\u00e9si felt\u00e9teleket, bele\u00e9rtve a kamatl\u00e1bakat, a kedvezm\u00e9nyeket \u00e9s a kedvezm\u00e9nyes \u00e1rakat. <strong>\u00e1tl\u00e1that\u00f3s\u00e1g \u00e9s p\u00e9nz\u00fcgyi oktat\u00e1s<\/strong>.<\/p>\n<p>\u00cdgy a v\u00e1s\u00e1rl\u00e1sok k\u00f6nnyebben el\u00e9rhet\u0151v\u00e9 v\u00e1lnak, ami n\u00f6veli az egy\u00e9nek v\u00e1s\u00e1rl\u00f3erej\u00e9t.<\/p>\n<ul>\n<li><strong>Kiskeresked\u0151k: Teljes fizet\u00e9s d\u00edjmentesen<\/strong><\/li>\n<li><u>Kiskeresked\u0151k: K\u00f6lts\u00e9gcs\u00f6kkent\u00e9s k\u00e1rtyakiad\u00f3 automat\u00e1kkal<\/u><\/li>\n<li><strong>Fogyaszt\u00f3k: R\u00e9szletfizet\u00e9s hitelk\u00e1rtya n\u00e9lk\u00fcl<\/strong><\/li>\n<li><u>Fogyaszt\u00f3k: \u00c1tl\u00e1that\u00f3s\u00e1g a fizet\u00e9si felt\u00e9telekben<\/u><\/li>\n<\/ul>\n<h2>Entit\u00e1s n\u00e9z\u0151pontjai \u00e9s agg\u00e1lyai<\/h2>\n<p>A PIX r\u00e9szletfizet\u00e9sek bevezet\u00e9se jelent\u0151s ellent\u00e9tet teremt a ... optimista kil\u00e1t\u00e1sai k\u00f6z\u00f6tt. <a href=\"https:\/\/febrabantech.febraban.org.br\/temas\/meios-de-pagamento\/banco-central-prioriza-demandas-de-pix-para-mercado-interno-e-adia-internacionalizacao\" alt=\"Febraban tecnology event\">Brazil Banksz\u00f6vets\u00e9g (Febraban)<\/a> \u00e9s a Fogyaszt\u00f3v\u00e9delmi Int\u00e9zet (Idec) \u00e1ltal kifejezett aggodalmak.<\/p>\n<p>A Febraban sz\u00e1m\u00e1ra ez az \u00faj funkci\u00f3 a fizet\u00e9si rendszer fejl\u0151d\u00e9s\u00e9t jelenti, nagyobb rugalmass\u00e1got biztos\u00edtva \u00e9s \u00f6szt\u00f6n\u00f6zve a PIX haszn\u00e1lat\u00e1t a kereskedelemben, k\u00fcl\u00f6n\u00f6sen a magasabb \u00e9rt\u00e9k\u0171 \u00e1ruk v\u00e1s\u00e1rl\u00e1sakor.<\/p>\n<blockquote><p>\u201eEz a PIX-ben bek\u00f6vetkezett innov\u00e1ci\u00f3 nagyobb gazdas\u00e1gi forgalmat fog \u00f6szt\u00f6n\u00f6zni.<\/p>\n<p>\u201e\u2013 Brazil Banksz\u00f6vets\u00e9g<\/p><\/blockquote>\n<p>.<\/p>\n<p>Febraban \u00fagy v\u00e9li, hogy az \u00faj szab\u00e1lyok fokozni fogj\u00e1k a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek k\u00f6z\u00f6tti versenyt an\u00e9lk\u00fcl, hogy a kiskeresked\u0151k k\u00f6lts\u00e9gei emelkedn\u00e9nek, mivel az elad\u00e1skor teljes kifizet\u00e9st kapnak.<\/p>\n<p>M\u00e1sr\u00e9szt, a <a href=\"https:\/\/idec.org.br\/release\/posicionamento-do-idec-sobre-o-pix-parcelado\" alt=\"Idec contra o PIX parcelado\">Idec-riaszt\u00e1s<\/a> arra a vesz\u00e9lyre, hogy a PIX-r\u00e9szletek a fogyaszt\u00f3kat, k\u00fcl\u00f6n\u00f6sen az alacsony j\u00f6vedelm\u0171eket, t\u00falzott elad\u00f3sod\u00e1snak tehetik ki.<\/p>\n<p>Ez az int\u00e9zm\u00e9ny b\u00edr\u00e1lja a PIX m\u00e1rka haszn\u00e1lat\u00e1t a hitel\u00fcgyletekben, \u00e9s azt sugallja, hogy az int\u00e9zked\u00e9s al\u00e1\u00e1shatja a fizet\u00e9si rendszerbe vetett bizalmat.<\/p>\n<p><u><strong>Az ad\u00f3ss\u00e1g kock\u00e1zata<\/strong><\/u> az Idec agg\u00e1lyainak k\u00f6z\u00e9ppontj\u00e1ban \u00e1ll: <u>elengedhetetlen a kiszolg\u00e1ltatott fogyaszt\u00f3k v\u00e9delm\u00e9t szolg\u00e1l\u00f3 biztos\u00edt\u00e9kok bevezet\u00e9se<\/u>.<\/p>\n<blockquote><p>\u201eA PIX r\u00e9szletfizet\u00e9sek vesz\u00e9lyes p\u00e9nz\u00fcgyi term\u00e9kkel \u00f6sszezavarhatj\u00e1k a fogyaszt\u00f3kat.<\/p>\n<p>\u201e\u2013 Fogyaszt\u00f3v\u00e9delmi Int\u00e9zet<\/p><\/blockquote>\n<p>.<\/p>\n<p><strong>A hat\u00e9kony szab\u00e1lyoz\u00e1s fontoss\u00e1ga nyilv\u00e1nval\u00f3v\u00e1 v\u00e1lik<\/strong> ha figyelembe vessz\u00fck ennek az innov\u00e1ci\u00f3nak a lehets\u00e9ges hat\u00e1s\u00e1t.<\/p>\n<p>Az Idec agg\u00e1lyai arra utalnak, hogy elengedhetetlen a nagyobb \u00e1tl\u00e1that\u00f3s\u00e1g \u00e9s a p\u00e9nz\u00fcgyi oktat\u00e1s el\u0151mozd\u00edt\u00e1sa a PIX r\u00e9szletfizet\u00e9si szerz\u0151d\u00e9sek megk\u00f6t\u00e9sekor.<\/p>\n<p>M\u00edg Febraban a kezdem\u00e9nyez\u00e9st a hazai piac fogyaszt\u00e1si dinamik\u00e1j\u00e1ra adott hat\u00e1rozott v\u00e1lasznak tekinti, az Idec kiemeli az alacsony j\u00f6vedelm\u0171 csal\u00e1dok v\u00e9delm\u00e9nek sz\u00fcks\u00e9gess\u00e9g\u00e9t a <u>olyan gyakorlatok, amelyek t\u00falzott elad\u00f3sod\u00e1shoz vezethetnek<\/u>.<\/p>\n<p>Ez\u00e9rt a PIX r\u00e9szletfizet\u00e9sek biztons\u00e1gos \u00e9s felel\u0151ss\u00e9gteljes megval\u00f3s\u00edt\u00e1sa gondos egyens\u00falyt ig\u00e9nyel az innov\u00e1ci\u00f3 \u00e9s a fogyaszt\u00f3v\u00e9delem k\u00f6z\u00f6tt.<\/p>\n<p><strong>PIX r\u00e9szletfizet\u00e9sek<\/strong> jelent\u0151s lehet\u0151s\u00e9get jelent a p\u00e9nz\u00fcgyi integr\u00e1ci\u00f3ra, de \u00f3vatoss\u00e1got is ig\u00e9nyel. Rendk\u00edv\u00fcl fontos figyelembe venni azokat a biztos\u00edt\u00e9kokat, amelyek v\u00e9dik a fogyaszt\u00f3kat \u00e9s el\u0151mozd\u00edtj\u00e1k az \u00faj alternat\u00edva felel\u0151ss\u00e9gteljes haszn\u00e1lat\u00e1t.<\/p>","protected":false},"excerpt":{"rendered":"<p>PIX Parcelado \u00e9 uma nova alternativa de empr\u00e9stimo que promete democratizar o acesso ao cr\u00e9dito para milh\u00f5es de brasileiros sem cart\u00e3o de cr\u00e9dito. Neste artigo, vamos explorar as regras que o Banco Central do Brasil divulgar\u00e1 em setembro, visando padronizar essa modalidade de pagamento. A seguir, abordaremos os benef\u00edcios e [&hellip;]<\/p>","protected":false},"author":10,"featured_media":1316,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[203],"tags":[778,815,814],"class_list":["post-1317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financa","tag-banco-central","tag-emprestimo","tag-pix-parcelado"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PIX Parcelado Regras Para Um Empr\u00e9stimo Acess\u00edvel - Holfik<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/holfik.com\/hu\/pix-parcelado-regras-para-um-emprestimo-acessivel\/\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PIX Parcelado Regras Para Um Empr\u00e9stimo Acess\u00edvel - Holfik\" \/>\n<meta property=\"og:description\" content=\"PIX Parcelado \u00e9 uma nova alternativa de empr\u00e9stimo que promete democratizar o acesso ao cr\u00e9dito para milh\u00f5es de brasileiros sem cart\u00e3o de cr\u00e9dito. 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